Tips for Choosing a Jewelry Appraiser

Whether you are thinking about selling or insuring your valuable jewelry, you will need an appraisal. If, for example, you want a watch appraised, you may search for local appraisers, e.g., “watch appraisals Maumee OH,” but consider the following tips for choosing the right appraiser.


Your first concern should be experience. Not only should the appraiser have experience in the jewelry industry, but this professional should have experience with your type of product. These individuals should also understand the manufacturing techniques for different pieces of jewelry and be able to recognize and assign a value to these techniques.

Your prospective appraisers should have onsite gemologists who are able to determine and explain your piece of jewelry and appraisal value. They should know the difference between fair market value appraisals and insurance or liquidation appraisals.


Appraising does not have specific education requirements US law, but industry standards do exist. Although most people in the jewelry industry can say they have the ability to appraise something, not everyone understands the intricacies of appraisals. Therefore, consider working with appraisers who have had extensive education, such as those who have completed graduate gemologist programs, and belong to industry accreditation societies and organizations, such as the American Gem Society. You may also ask about certification, such as that offered by the National Association of Jewelry Appraisers.


Appraisals must be accurate, and they should adopt high ethical standards. The Federal Trade Commission regulates jewelry appraisals, and over- or under-valuing an item is illegal. Search for appraisers with good reviews and references. Also, avoid those who show significant increases in jewelry components and prices.

Get Recommendations

Your insurance company is probably your best option for recommendations. Insurance companies typically work with specific appraisers to ensure that the piece is adequately insured. Be sure to check the Better Business Bureau, and you may want to contact your local chamber of commerce to confirm that the appraiser has a good reputation and doesn’t have any outstanding claims.

If you have jewelry to insure or sell, have it appraised by a reputable jewelry appraiser.